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Key Trends Shaping the Commercial Property Insurance Market
The commercial property insurance market has experienced a dynamic year in 2024, shaped by significant natural disasters, reinsurance market changes, and evolving risk financing options. Here’s a closer look at the critical developments and trends affecting the industry. 1. Natural Disasters: A Growing Concern The increasing frequency and severity of natural disasters have significantly impacted…
Read MoreCar and Booster Seats Save Lives
Proper use of car seats, booster seats, and seat belts is crucial to protecting young passengers in the event of an accident. According to the CDC, using the correct car or booster seat can reduce the risk of injury by 71-82%. For children ages 4-8, using a booster seat reduces the risk of serious injury…
Read MoreNOAA Winter Forecast 2024-25: Expect a Wetter North and a Drier South
As winter approaches, the National Oceanic and Atmospheric Administration (NOAA) has released its U.S. winter outlook for December 2024 through February 2025. Driven by La Niña conditions, this season’s forecast anticipates marked weather patterns, with wetter-than-average conditions expected in the northern regions and a drier, warmer outlook for the South. What is La Niña, and…
Read MoreSafety Tips for Holiday Meal Prep
Getting together with friends and family can be the best part of the holiday season. However, as you start planning for Thanksgiving dinner and other gatherings, you must keep yourself and your guests safe. Even if you consider yourself an expert chef and know every nook and cranny of your kitchen, you should remain mindful…
Read MoreSurvey Highlights Americans’ Struggle with Prescription Drug Costs
A recent survey by the Pharmaceutical Research and Manufacturers of America (PhRMA) sheds light on a significant issue: many Americans, even those with health insurance, are struggling to afford prescription medications. The Patient Experience Survey revealed that over half of insured Americans (51%) cannot accurately predict their prescription costs, while a sizable 38% reported rising out-of-pocket expenses…
Read MoreHow to Ensure You’re Covered for Trick-or-Treat Night
As the leaves change color and the air turns crisp, it’s that time of year again—Halloween! For many families, this spooky holiday means dressing up in costumes, decorating homes, and, most importantly, trick-or-treating. While Halloween is all about fun and festivities, it’s crucial to remember that safety and preparation are just as important. One key…
Read MoreWinter is Coming: Review Your Policy Now to Avoid Cold-Weather Claims
As the days grow shorter and the air turns crisper, we all know what’s on the horizon: winter. While cozy nights by the fire, hot cocoa, and holiday festivities may be what you’re dreaming of, there’s another important task to add to your winter prep list—reviewing your insurance policy. Cold weather can bring about some…
Read MoreUnderstanding Flood Insurance: October’s Rainy Season Risks
Understanding Flood Insurance: October’s Rainy Season Risks October marks the start of the rainy season for many regions, and with it comes the heightened risk of flooding. While we often think of flooding as a springtime concern, the fall brings its own set of challenges—from heavy rains to rising rivers—that can put homes and businesses…
Read MoreHow to Prepare Your Home for Fall Weather: Insurance Tips for Homeowners
As the crisp autumn air rolls in and the leaves start to fall, it’s time to think about more than just pumpkins and cozy sweaters. Fall brings with it unique weather challenges that can have serious implications for your home. From heavy rain to early frost, the season poses risks that can lead to costly…
Read MoreManaging Work-Life Balance During Return to School
Working parents are a critical part of the U.S. workforce. According to the job website Glassdoor, 2 in 5 workers have a child under the age of 18, and 1 in 9 have a child younger than 5 at home. For anyone with caregiving responsibilities, balancing them with work can be a real challenge with…
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