Risk Management
Experiencing a car accident can be unsettling, and navigating the aftermath may seem overwhelming. Here’s a guide on what to do:
Check for Injuries:
Inspect yourself and passengers for injuries.
Avoid moving anyone seriously injured and call 911 immediately.
If safe, check on other involved drivers.
Move to Safety:
If drivable, move your car to the side of the road with hazard lights on.
Turn off your vehicle after relocating.
If immovable, prioritize moving yourself and passengers to a safe area.
Contact the Police:
Dial 911 or the nonemergency police number based on the accident’s severity.
Some situations may legally require police involvement.
Prompt police contact initiates a vital incident report for insurance claims.
Document and Exchange Information:
Note the accident location, take comprehensive scene pictures.
Capture various angles and all vehicle damages.
Exchange information with other drivers: name, address, contact, insurance details, license, plate, and vehicle specifics.
Request contact information from willing bystanders.
Obtain the Police Report:
Document officers’ names and badge numbers at the scene.
Inquire about obtaining a copy of the incident report.
The report is crucial for insurance claims.
Contact Your Insurer:
Call your insurance agent promptly after the accident.
Consider reaching out from the scene if possible.
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