Benefits
Read time: 5 minutes | By SIA Group | Last Updated: August 2025 | In this article, we’ll discuss important factors to consider when choosing homeowners insurance in North Carolina. Homeowners Insurance Going Up Owning a home in North Carolina comes with plenty of pride — and plenty of risk. From hurricanes on the coast…
In today’s competitive job market, offering a basic health plan is no longer enough. Employees want more—and in 2025, the most successful companies are listening. If you’re wondering how to enhance your employee benefits strategy, start with these top five benefit trends employers are adopting in 2025. They’re not just perks—they’re essentials for retention, satisfaction, and…
As a small business owner, you wear many hats, from managing day-to-day operations to making strategic decisions for growth. One of the most impactful decisions you can make is offering group health plans to your employees. While it might seem like a significant expense, the benefits of providing health coverage far outweigh the costs, both…
Life insurance may not be the most exciting topic, and it might feel like an unnecessary expense. However, if you have loved ones who rely on your financial support, life insurance is essential for their protection. In the event of your passing, your designated beneficiary would receive a financial benefit. To help you navigate the…
The U.S. District Court for the District of Montana recently awarded over $32,000 in penalties against an employer’s self-insured health plan and its third-party administrator (TPA) for failing to provide requested information to a plan participant. This case involved a dispute over mental health benefits and underscores the importance of promptly responding to participants’ information…
Life insurance is a topic that often gets pushed to the back burner. It’s not the most exciting thing to think about, and some may view it as an unnecessary expense. However, when you have loved ones who rely on you for financial support, life insurance becomes a crucial tool for safeguarding their future in case of unforeseen circumstances. Let’s delve into the basics to help you better understand the significance of life insurance.
Federal agencies have updated key model notices for group health plans to ensure compliance with disclosure requirements. Employers should note these changes and consider incorporating them into their plans.
A deductible in health insurance is a predetermined amount that you are required to pay before your insurance provider begins sharing the expenses for covered medical services.
It is crucial to comprehend how your health insurance deductible operates, and family coverage typically involves two fundamental types of deductibles. Knowing the specifics of your deductible type can assist you in preparing for potential out-of-pocket healthcare costs.
The landscape of preventive care coverage is undergoing shifts, and employers must stay informed to ensure compliance and provide comprehensive healthcare benefits to their employees. In this blog post, we’ll discuss key changes impacting the Affordable Care Act’s (ACA) preventive care coverage requirements for 2024 and beyond. Conclusion of COVID-19 Coverage Requirements: With the conclusion…