Homeowners Insurance North Carolina 2025

Read time: 5 minutes | By SIA Group | Last Updated: August 2025 | In this article, we’ll discuss important factors to consider when choosing homeowners insurance in North Carolina. Homeowners Insurance Going Up Owning a home in North Carolina comes with plenty of pride — and plenty of risk. From hurricanes on the coast…

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The Top 5 Benefit Trends Employers Are Adopting in 2025

In today’s competitive job market, offering a basic health plan is no longer enough. Employees want more—and in 2025, the most successful companies are listening. If you’re wondering how to enhance your employee benefits strategy, start with these top five benefit trends employers are adopting in 2025. They’re not just perks—they’re essentials for retention, satisfaction, and…

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Why Group Health Plans are Crucial for Small Businesses

A person operates a point-of-sale system on a tablet in a small business setting, with a card reader and receipt printer in the foreground. A staff member is seen serving a customer in the background. The caption reads, "Why Group Health Plans Are Crucial for Small Businesses," alongside the SIA Blogs logo. An example of group health plans for small businesses.

As a small business owner, you wear many hats, from managing day-to-day operations to making strategic decisions for growth. One of the most impactful decisions you can make is offering group health plans to your employees. While it might seem like a significant expense, the benefits of providing health coverage far outweigh the costs, both…

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Life Insurance Awareness Month

An older couple sits closely together with the man's arm around the woman, promoting Life Insurance Awareness Month. The "SIA Blogs" logo appears in the lower-right corner.

Life insurance may not be the most exciting topic, and it might feel like an unnecessary expense. However, if you have loved ones who rely on your financial support, life insurance is essential for their protection. In the event of your passing, your designated beneficiary would receive a financial benefit. To help you navigate the…

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ERISA Penalties: Employer Fined for Failing to Provide Mental Health Benefits Information

A woman consults with a therapist, holding a tissue. Text overlay discusses ERISA penalties related to mental health benefits. The "SIA Blogs" logo is displayed in the lower-right corner.

The U.S. District Court for the District of Montana recently awarded over $32,000 in penalties against an employer’s self-insured health plan and its third-party administrator (TPA) for failing to provide requested information to a plan participant. This case involved a dispute over mental health benefits and underscores the importance of promptly responding to participants’ information…

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