Posts by Christopher Giannetti
ERISA Penalties: Employer Fined for Failing to Provide Mental Health Benefits Information
The U.S. District Court for the District of Montana recently awarded over $32,000 in penalties against an employer’s self-insured health plan and its third-party administrator (TPA) for failing to provide requested information to a plan participant. This case involved a dispute over mental health benefits and underscores the importance of promptly responding to participants’ information…
Read MoreHow to Read an Experience Modification Worksheet
What is an Experience Modification Worksheet? An experience modification worksheet, also known as an experience rating worksheet or experience mod worksheet, is essential for determining a company’s EMR. This worksheet helps employers and insurers evaluate and manage workplace safety, resulting in fair insurance premiums and safer work environments. Understanding the Experience Modification Rating (EMR) An…
Read MoreThe Value of D&O Insurance for Private Companies
Understanding the Importance of D&O Insurance for Private Companies In today’s business landscape, corporate transparency and accountability are paramount. Directors and officers of private companies face numerous liability exposures that can lead to costly legal battles. Stakeholders and third parties may hold board members accountable for damages resulting from alleged mistakes or poor decisions, leading…
Read MoreSchool Health and Safety Tips: Ensuring a Safe and Healthy School Year
As children head back to school, it’s crucial to review ways to keep them safe and healthy throughout the academic year. Here are some essential back-to-school health and safety tips for parents and guardians to consider: Choose Child-Safe and Nontoxic Art Supplies When purchasing art supplies, ensure they are labeled as child-safe and nontoxic. This…
Read MoreCultural Shifts to Attract Millennial Talent
Discover effective strategies to attract millennial talent by aligning company culture with their values. Learn how flexibility, diversity, professional growth, meaningful work, and modern benefits can help you build a tech-savvy, inclusive, and dedicated workforce.
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