Car and Booster Seats Save Lives

By Caitlin Diaz | January 9, 2025 |
A smiling woman interacts with a young child in a car seat, ensuring the child is securely fastened. The image emphasizes the importance of using car and booster seats for safety.

Proper use of car seats, booster seats, and seat belts is crucial to protecting young passengers in the event of an accident. According to the CDC, using the correct car or booster seat can reduce the risk of injury by 71-82%. For children ages 4-8, using a booster seat reduces the risk of serious injury…

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Commercial Auto Woes Persist for U.S. Insurance Industry

By Caitlin Diaz | January 2, 2025 |
A row of commercial vehicles is lined up in the foreground, with a focus on one van in the center, set against a sunset or early morning sky. The scene represents the ongoing challenges faced by the U.S. insurance industry in the commercial auto sector.

The U.S. insurance industry’s struggles with commercial auto insurance show no signs of easing, as first-half 2024 results reveal continued deterioration despite 13 years of consistent quarterly price hikes, according to a new AM Best report. “While U.S. commercial lines have generally performed well, especially in 2022 and 2023, driven by strong underwriting in workers’…

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Commercial P&C Prices Up 5.1% in Q3, Umbrella Leading the Pack

By Caitlin Diaz | December 26, 2024 |
An aerial view of commercial buildings with parking spaces in the foreground, showcasing a modern business complex. The image ties into a discussion on commercial P&C price trends.

Commercial property and casualty insurance premiums rose by an average of 5.1% in Q3 2024, with umbrella pricing showing an uptick amid rate moderation in most other lines, according to the Council of Insurance Agents & Brokers (CIAB). Market conditions for Q3 held steady from the previous quarter, CIAB noted in its latest report, with…

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National Impaired Driving Prevention Month

By Caitlin Diaz | December 19, 2024 |
A police officer stands by a car on the side of the road at dusk, with emergency lights flashing on a nearby police vehicle. The scene represents National Impaired Driving Prevention Month.

December Is National Impaired Driving Prevention Month Celebrate safely during the upcoming holiday season by talking about the risks of impaired driving and setting clear expectations for drivers. Parents and Caregivers Can Promote Responsible Decision-making The National Highway Traffic Safety Administration (NHTSA) encourages parents and caregivers to set clear boundaries with young drivers. Impaired driving,…

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Avoiding Cutting Hazards in the Kitchen

By Caitlin Diaz | December 12, 2024 |
A close-up of a sharp kitchen knife on a wooden cutting board with blurred, colorful vegetables in the background. The image conveys a focus on kitchen safety and cutting hazards.

Working in the food service industry can be rewarding, but it also comes with its fair share of risks. One of the most common hazards in any kitchen is the potential for cuts while handling knives, chopping vegetables, or cleaning up. Fortunately, there are several precautions you can take to reduce your risk of injury…

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