Posts by Christopher Giannetti
Managing Commercial Fleet Maintenance and Repair Costs
Managing Commercial Fleet Maintenance and Repair Costs: Trends, Strategies, and Insurance Benefits Fleet maintenance is a critical responsibility for businesses that rely on vehicles to support their operations. However, rising costs driven by inflation, supply chain disruptions, and evolving vehicle technology have made keeping fleets in optimal condition increasingly challenging. Despite these obstacles, maintaining safe…
Read MoreHealthy Hearts, Healthy Lives
February is American Heart Month, a time to focus on cardiovascular health and raise awareness about heart disease, the leading cause of death for both men and women in the United States. By understanding the risks, taking preventive steps, and using available resources, we can work together to improve heart health nationwide. Heart Disease by…
Read MoreSave More at the Pump
In an era of rising fuel costs and environmental awareness, improving your vehicle’s fuel efficiency isn’t just about saving money—it’s about reducing your carbon footprint too. By making a few adjustments to your driving habits and vehicle maintenance, you can stretch your dollars and visit the gas pump less frequently. Fuel Efficiency by the Numbers…
Read MoreNational Burn Awareness Week 2025
Every year, National Burn Awareness Week shines a spotlight on preventing burn injuries and equipping individuals and families with the knowledge to stay safe. In 2025, the focus remains on educating the public about everyday hazards that can lead to burns and sharing practical tips to minimize risks. Burn Injury Statistics Burn injuries are more…
Read MoreKey Trends Shaping the Commercial Property Insurance Market
The commercial property insurance market has experienced a dynamic year in 2024, shaped by significant natural disasters, reinsurance market changes, and evolving risk financing options. Here’s a closer look at the critical developments and trends affecting the industry. 1. Natural Disasters: A Growing Concern The increasing frequency and severity of natural disasters have significantly impacted…
Read MoreFederal Court Strikes Down DOL’s Final Overtime Rule Nationwide
On Nov. 15, 2024, the U.S. District Court for the Eastern District of Texas vacated the Department of Labor’s (DOL) final rule amending the overtime exemption requirements under the Fair Labor Standards Act (FLSA). This ruling reverses the rule’s nationwide salary increases, restoring the pre-July 2024 thresholds. Background The FLSA exempts certain white-collar employees in…
Read MoreBoost Your Brain Health
About 1 in 10 adults experience worsening memory loss or cognitive decline, according to the U.S. Centers for Disease Control and Prevention. Dementias start with mild memory loss and can lead to an inability to carry on conversations or respond to one’s environment. Improving your brain health can help you stay sharp as you age.…
Read MoreCar and Booster Seats Save Lives
Proper use of car seats, booster seats, and seat belts is crucial to protecting young passengers in the event of an accident. According to the CDC, using the correct car or booster seat can reduce the risk of injury by 71-82%. For children ages 4-8, using a booster seat reduces the risk of serious injury…
Read MoreCommercial Auto Woes Persist for U.S. Insurance Industry
The U.S. insurance industry’s struggles with commercial auto insurance show no signs of easing, as first-half 2024 results reveal continued deterioration despite 13 years of consistent quarterly price hikes, according to a new AM Best report. “While U.S. commercial lines have generally performed well, especially in 2022 and 2023, driven by strong underwriting in workers’…
Read MoreCommercial P&C Prices Up 5.1% in Q3, Umbrella Leading the Pack
Commercial property and casualty insurance premiums rose by an average of 5.1% in Q3 2024, with umbrella pricing showing an uptick amid rate moderation in most other lines, according to the Council of Insurance Agents & Brokers (CIAB). Market conditions for Q3 held steady from the previous quarter, CIAB noted in its latest report, with…
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