Does My Credit Score Affect My Car Insurance Rates?

The image shows a person inspecting a damaged car and taking notes on a clipboard. The text "Does My Credit Score Affect My Car Insurance Rates?" is displayed at the bottom, along with the SIA Blogs logo in the corner.

Many drivers don’t realize how much their credit score can impact car insurance premiums. In most states, insurers use your credit score to help determine your rates, and even a small change in your score can lead to significant fluctuations in your premium. However, three states—California, Massachusetts, and Hawaii—have banned the use of credit scores…

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