Posts Tagged ‘SIA Group’
The Hidden Risk in Subcontractor Agreements—and How to Insure Against It
In industries like construction, HVAC, electrical, and roofing, subcontracting is essential. But buried in many subcontractor agreements lies a dangerous risk: liability exposure that could fall back on you. If your subcontractors are underinsured—or uninsured—you could end up paying for their mistakes. In 2025, with rising legal costs and claim severity, that’s a risk you can’t afford…
Read MoreHomeowners Insurance in 2025
By SIA Group | 5 min read | Published August 11th, 2025 From higher premiums to stricter underwriting, homeowners insurance in 2025 is evolving fast. If you haven’t reviewed your policy recently, you might be at risk for gaps in coverage—or paying more than you should. Let’s break down what’s changing, why it matters, and what you can…
Read MoreCommon Auto Insurance Application Mistakes to Avoid
By SIA Group | 4 min read | Published July 28th, 2025 Don’t Let Small Mistakes Cost You Big Applying for auto insurance may seem like a routine task. However, small errors on your application can lead to big consequences—such as denied claims, unexpected rate hikes, or policy cancellations. Fortunately, many of these mistakes are easy…
Read More2025 Midyear Market Update: General Liability Insurance
By SIA Group | 🕒 4 min read | Published July 14th, 2025 As we move into the second half of 2025, the general liability insurance market is showing continued signs of stabilization. After years of hardening conditions driven by increasing claim severity and rising litigation costs, many policyholders are now seeing modest rate increases and healthy…
Read MoreFirst 24 Hours After a Workplace Injury: 3 Key Steps Every Employer Should Take
By SIA Group | 🕒 4 min read | Published July 9th, 2025 The first 24 hours after a workplace injury can define the entire workers’ compensation journey—for the employee and for your organization. Acting quickly limits claim costs, keeps you OSHA-compliant, and supports your injured worker’s recovery. Follow these three proven steps to turn a potentially…
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