Homeowners Insurance North Carolina 2025

By Christopher Giannetti | August 25, 2025 |

Read time: 5 minutes | By SIA Group | Last Updated: August 2025 | In this article, we’ll discuss important factors to consider when choosing homeowners insurance in North Carolina. Homeowners Insurance Going Up Owning a home in North Carolina comes with plenty of pride — and plenty of risk. From hurricanes on the coast…

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Over 75% of Homes Damaged by Hurricane Debby May Lack Flood Insurance

By Christopher Giannetti | September 12, 2024 |
A flooded basement with water covering the floor is shown, featuring scattered objects and furniture partially submerged. The image highlights the aftermath of Hurricane Debby, with a statistic indicating that over 75% of homes affected may lack flood insurance. The "SIA Blogs" logo is displayed in the lower-right corner.

More than three-quarters of the homes hardest hit by Hurricane Debby were located outside federal flood zones, meaning they weren’t required to carry flood insurance. Since standard homeowners insurance doesn’t cover flooding, uninsured damages from the storm could reach up to $12.6 billion, according to an analysis by the First Street Foundation. Hurricane Debby made…

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