Homeowners Insurance North Carolina 2025

By Christopher Giannetti | August 25, 2025 |

Read time: 5 minutes | By SIA Group | Last Updated: August 2025 | In this article, we’ll discuss important factors to consider when choosing homeowners insurance in North Carolina. Homeowners Insurance Going Up Owning a home in North Carolina comes with plenty of pride — and plenty of risk. From hurricanes on the coast…

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Over 75% of Homes Damaged by Hurricane Debby May Lack Flood Insurance

By Christopher Giannetti | September 12, 2024 |
A flooded basement with water covering the floor is shown, featuring scattered objects and furniture partially submerged. The image highlights the aftermath of Hurricane Debby, with a statistic indicating that over 75% of homes affected may lack flood insurance. The "SIA Blogs" logo is displayed in the lower-right corner.

More than three-quarters of the homes hardest hit by Hurricane Debby were located outside federal flood zones, meaning they weren’t required to carry flood insurance. Since standard homeowners insurance doesn’t cover flooding, uninsured damages from the storm could reach up to $12.6 billion, according to an analysis by the First Street Foundation. Hurricane Debby made…

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2024 Atlantic Hurricane Season: What to Expect and How to Prepare

By Christopher Giannetti | June 27, 2024 |
A large fallen tree lies across a sidewalk and in front of a blue house, with broken branches and leaves scattered around. The caption reads, "2024 Atlantic Hurricane Season: What to Expect and How to Prepare," along with the SIA Blogs logo.

As the 2024 Atlantic hurricane season approaches, meteorologists are predicting an unusually active period, with significant implications for coastal communities and beyond. Officially running from June 1 to November 30, this year’s season is expected to be one of the most intense on record, with forecasts suggesting a higher-than-average number of storms. Here’s what you…

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Hurricane Preparedness: Protecting Your Business and Home in Eastern North Carolina

By Christopher Giannetti | June 13, 2024 |
A damaged power pole is seen leaning dangerously over a road, with downed power lines strewn across the pavement. The scene is set in a residential area, surrounded by lush trees, indicating the aftermath of a severe storm or hurricane.

As a resident or business owner in Eastern North Carolina, you’re no stranger to the potential impact of hurricanes. These powerful storms can bring devastating winds, heavy rainfall, and flooding, posing significant risks to both your personal property and business assets. Eastern North Carolina has experienced numerous hurricanes over the years, with some notable ones…

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