Why Cyber Liability Insurance Is Critical for NC Manufacturers

North Carolina woodworking factory workers processing lumber with industrial machines and practicing workplace safety

Read time: 5 minutes / By SIA Group / Last Updated: Sept 2025 / Many NC manufacturers think cyberattacks won’t hit them. However, understanding the role of commercial insurance in North Carolina is crucial, especially considering why cyber liability insurance is critical for NC manufacturers. These businesses are actually prime targets. Learn why they’re prime…

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Do NC Contractors Really Need Pollution Liability Insurance?

Read time: 5 minutes | By SIA Group | Last Updated: September 2025 | Discover why contractors need commercial insurance in North Carolina. This includes pollution liability insurance. Learn what it covers, who needs it, costs, and why general liability isn’t enough. The Overlooked Risk for NC Contractors It’s a question many contractors in North…

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Homeowners Insurance North Carolina 2025

Read time: 5 minutes | By SIA Group | Last Updated: August 2025 | In this article, we’ll discuss important factors to consider when choosing homeowners insurance in North Carolina. Homeowners Insurance Going Up Owning a home in North Carolina comes with plenty of pride — and plenty of risk. From hurricanes on the coast…

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The Hidden Risk in Subcontractor Agreements—and How to Insure Against It

In industries like construction, HVAC, electrical, and roofing, subcontracting is essential. But buried in many subcontractor agreements lies a dangerous risk: liability exposure that could fall back on you. If your subcontractors are underinsured—or uninsured—you could end up paying for their mistakes. In 2025, with rising legal costs and claim severity, that’s a risk you can’t afford…

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The Top 5 Benefit Trends Employers Are Adopting in 2025

In today’s competitive job market, offering a basic health plan is no longer enough. Employees want more—and in 2025, the most successful companies are listening. If you’re wondering how to enhance your employee benefits strategy, start with these top five benefit trends employers are adopting in 2025. They’re not just perks—they’re essentials for retention, satisfaction, and…

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Common Auto Insurance Application Mistakes to Avoid

By SIA Group |  4 min read | Published July 28th, 2025   Don’t Let Small Mistakes Cost You Big Applying for auto insurance may seem like a routine task. However, small errors on your application can lead to big consequences—such as denied claims, unexpected rate hikes, or policy cancellations. Fortunately, many of these mistakes are easy…

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2025 Midyear Market Update: General Liability Insurance 

By SIA Group | 🕒 4 min read | Published July 14th, 2025   As we move into the second half of 2025, the general liability insurance market is showing continued signs of stabilization. After years of hardening conditions driven by increasing claim severity and rising litigation costs, many policyholders are now seeing modest rate increases and healthy…

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First 24 Hours After a Workplace Injury: 3 Key Steps Every Employer Should Take 

By SIA Group | 🕒 4 min read | Published July 9th, 2025   The first 24 hours after a workplace injury can define the entire workers’ compensation journey—for the employee and for your organization. Acting quickly limits claim costs, keeps you OSHA-compliant, and supports your injured worker’s recovery. Follow these three proven steps to turn a potentially…

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