AdobeStock_138487739.jpeg
 

Business Insurance

For your business to function most effectively, you need insurance programs designed to cover the risks you face. 

Our Risk Advisors are industry specialists that offer real-world experience and perspective to minimize and insure you against risk. Our proprietary Risk Navigation System™ allows us to design customized solutions for your business to ensure that your total cost of risk is at an appropriate level to help you meet your goals. 

Property & Casualty 

The goal of SIA Group is to manage our client's total cost of risk through the implementation of a comprehensive risk management plan. Once a comprehensive risk management plan is in place, SIA Group can focus on providing proactive services that improve your bottom line, freeing you up to focus on what you do best - managing your business. 

One of the most important responsibilities of your risk management advisor is making sure that your businesses have policies in place that provide coverage for a wide range of potential loss. 

We can help you with the following: 

  • Inland Marine

  • Commercial Auto

  • Property & Business Interruption

  • Worker's Compensation

  • Excess Liability

  • Auto Liability

  • Product Liability

  • Professional Liability

  • General Liability

We provide protection beyond insurance by also providing the following services: 

  • Risk Navigation Plan: We will use our Risk Navigation System™ to evaluate your organization and develop a customized plan for improving your Total Cost of Risk.

  • Specialized Service Teams: We have specialized service teams committed to specific industries so that you are always working with an expert.

  • Loss Control Services:

    • Workplace Safety Programs: Our safety manuals and employee-focused resources can provide your workers with injury prevention information.

    • OSHA Compliance and Recordkeeping: Our tools provide insight into the rules and regulations that are required to ensure OSHA compliance.

    • Federal Compliance: Your industry is subject to compliance with many federal standards, such as Worker Protection. We keep you informed on current legislation and help you comply.

Surety Bonds 

At SIA Group, we have developed exclusive relations with several surety bond carriers who have the experience and creativity to give you a bonding program that will help you meet today's challenging marketing conditions. 

With increased competition come the need for better business solutions that will have both an immediate as well as long-term impact on your business. 

Using our Surety Bonding Management Process we will conduct a thorough assessment of your current operational plans followed by the development of effective strategies to improve your current surety program. 

Our goal is to help you: 

  • Secure Larger Jobs: We help contractors restructure their financial reports and distribution of capital to make them more desirable to the bonding market and able to bid larger jobs. 
  • Increase Bond Capacity: We provide the knowledge and education to help you understand how to effectively manage your financials so you can increase your current bond capacity and bid more jobs successfully.